From a chat in today's Washington Post:
In colonial Philadelphia, there was no fire department. Each fire insurance company had its own private fire department. When you bought insurance, you got a medallion to put on your house. If a fire truck from the Green Tree company came to a burning house that had a Penn Mutual medallion, they would let it burn to the ground. After this happened a few times, a municipal fire department was established, a socialized fire department
What Conservatives fail to realize is that some things like health care are best done by cooperation, by government, while some things are best done by individuals. Their problem is that they cannot distinguish one from the other.